What Sets Us Apart

In a crowded marketplace, Bluestone stands out through our unwavering commitment to client success and transparent business practices.

True Lines

True Lines

of credit from $10K – $5mm

18-24 Months

18-24 Months

repayment term, resets after each withdrawal

Simple

Simple

customizable monthly payments

Instant

Instant

receive your money within seconds – 24/7.*

What is a business line of credit and how does it work?

A business line of credit is a type of funding that allows you to borrow from a set amount of money. You’re given a credit limit, and within it you can draw what you need, when you need it. You only pay interest and fees on what you borrow.

Compared to a term loan, a business line of credit is typically used to cover recurring business expenses or bridge cash flow gaps. With Capital Gurus, you replenish your available funds as you repay what you borrow. This is known as a revolving business line of credit. To help you build your credit, we report your payment history to the business credit bureaus.

Only Pay for What You Borrow

Only Pay for What You Borrow

Withdraw what you need, when you need it. Interest is only charged on the amount you actually use, not your entire credit limit.

Instant Funding, No Questions

Instant Funding, No Questions

Receive your money within seconds when you need it most. Our 24/7 availability ensures you’re never left waiting.

Build Business Credit

Build Business Credit

We report to business credit bureaus, helping you establish and build your business credit profile with timely payments.

From $10,000 up to $5,000,000

From $10,000 up to $5,000,000

We offer extended lines of credit with substantial limits, scaling with your business growth and needs.

Business Meeting

Smart funding that moves at your speed.

Get fast, flexible funding with fixed payments—perfect for managing operations, seizing opportunities, and growing your business on your terms.

Apply for a job with us

Ready to Find the Right Financing Partner?

Finding the right financing partner can make all the difference in your business growth. At Bluestone, we offer personalized solutions, fast approvals, and flexible terms designed around your goals. Whether you’re expanding, upgrading, or managing cash flow—we’re here to support your journey every step of the way.

$5M Maximum Credit Limit
24/7 Instant Funding Availability
18-24 Mo Repayment Term
100% Client Satisfaction

If you are full of why's and what's

Check our consolidated list of frequently asked questions to help you navigate our lines of credit.

The easiest way is to apply through a trusted lender like Bluestone. Our simple online process, quick approvals, and flexible terms make financing stress-free. Just choose your equipment, submit basic documents, and get funded fast—often within 24 hours—so you can focus on growing your business.

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We Fund Real Businesses Like Yours — Are You Next?

Find Out What You Can Get Approved For

Apply now to see how much working capital your business may qualify for in just a few minutes.

All you need to qualify is:
  • 1+ Year in Business
  • $25K+ Monthly Revenue
  • 600+ FICO Score
Get started
My credit is...
My monthly sales volume is around...
$10,000
$10k $2.0M+
How much could I qualify for?
$18,000
*Results shown are for illustration purposes only. Applications are subject to approval.

Ready to Take the Next Step?

Join thousands of successful businesses who've partnered with Bluestone for their funding needs.